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	<title>Lori Frankfort, Broker Associate and Exclusive Buyer&#039;s Representative &#187; Appraisal</title>
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	<description>Los Angeles and surrounding Real Estate</description>
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		<title>Study Finds Appraisal Process Inadequately Monitored</title>
		<link>http://www.californiaisbeautiful.com/2012/01/30/study-finds-appraisal-process-inadequately-monitored/</link>
		<comments>http://www.californiaisbeautiful.com/2012/01/30/study-finds-appraisal-process-inadequately-monitored/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 19:22:17 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Escrow]]></category>
		<category><![CDATA[Financial]]></category>
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		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[appraisal complaints]]></category>
		<category><![CDATA[Appraisal monitoring]]></category>
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		<category><![CDATA[Appraisal review]]></category>
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		<category><![CDATA[Dodd-Frank Act]]></category>
		<category><![CDATA[fair market value]]></category>
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		<category><![CDATA[low appraisal]]></category>
		<category><![CDATA[market value]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=703</guid>
		<description><![CDATA[Article Courtesy of National Association of Homebuilders January 23, 2012 Zeroing in on yet another deficiency of a faulty appraisal process that is hurting home values, hampering a housing recovery and often killing sales of homes coming in below the contract sales price, the Government Accountability Office (GAO) earlier this month reported that the Appraisal ...]]></description>
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		<title>New Anti-Deficiency Legislation</title>
		<link>http://www.californiaisbeautiful.com/2012/01/26/new-anti-deficiency-legislation/</link>
		<comments>http://www.californiaisbeautiful.com/2012/01/26/new-anti-deficiency-legislation/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:28:41 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
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		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Legal]]></category>
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		<category><![CDATA[anti-deficiency]]></category>
		<category><![CDATA[mortgage deficiency]]></category>
		<category><![CDATA[mortgage upside down]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=699</guid>
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		<title>FHA Anti-flipping Rules and Regulations</title>
		<link>http://www.californiaisbeautiful.com/2011/12/29/fha-anti-flipping-rules-and-regulations/</link>
		<comments>http://www.californiaisbeautiful.com/2011/12/29/fha-anti-flipping-rules-and-regulations/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 20:03:42 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Investments]]></category>
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		<category><![CDATA[buying a flip house]]></category>
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		<category><![CDATA[financing a flip]]></category>
		<category><![CDATA[flipping a house]]></category>
		<category><![CDATA[loans for flips]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=671</guid>
		<description><![CDATA[FHA Anti-flipping Regulations]]></description>
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		<title>Flawed Appraisals Killing Home Sales, Hampering Housing Recovery</title>
		<link>http://www.californiaisbeautiful.com/2011/12/29/flawed-appraisals-killing-home-sales-hampering-housing-recovery/</link>
		<comments>http://www.californiaisbeautiful.com/2011/12/29/flawed-appraisals-killing-home-sales-hampering-housing-recovery/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 19:04:00 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[bad appraisal]]></category>
		<category><![CDATA[faulty appraisals]]></category>
		<category><![CDATA[low appraisal]]></category>
		<category><![CDATA[new home construction]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=659</guid>
		<description><![CDATA[Article Courtesy of nahb.com December 8, 2011 One out of three builders are reporting losing signed sales contracts during the preceding six months because appraisals on their homes are less than the contract sales price, according to a recent nationwide survey conducted by the National Association of Home Builders (NAHB). “The inappropriate use of distressed ...]]></description>
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		<title>How To Bargain Shop for Mortgages</title>
		<link>http://www.californiaisbeautiful.com/2011/12/05/how-to-bargain-shop-for-mortgages/</link>
		<comments>http://www.californiaisbeautiful.com/2011/12/05/how-to-bargain-shop-for-mortgages/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 23:08:51 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[know before you owe]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=642</guid>
		<description><![CDATA[Article Courtesy of signonsandiego.com November 30, 2011 Written by Lily Leung Shoppers, I bet many of you scoured the Sunday ads and bounced to several stores for deals over Thanksgiving weekend. What if you applied that same effort and vigilance to shopping for a new home loan or refinance? That same attention to detail could ...]]></description>
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		<title>6 Must-Haves for Mortgage Approval</title>
		<link>http://www.californiaisbeautiful.com/2011/11/14/6-must-haves-for-mortgage-approval/</link>
		<comments>http://www.californiaisbeautiful.com/2011/11/14/6-must-haves-for-mortgage-approval/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 20:16:06 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Escrow]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[cash reserves]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[self-employed loan]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=502</guid>
		<description><![CDATA[Article Courtesy of Inman News Interest rates fell to new lows in September. Low interest rates increase affordability and should make it easier for buyers to qualify. Yet stories of buyers waiting months to gain loan approval and home purchase transactions not closing on time due to lender&#8217;s strict underwriting are all too common. Some ...]]></description>
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		<title>Home Valuation Code of Conduct</title>
		<link>http://www.californiaisbeautiful.com/2011/11/08/home-valuation-code-of-conduct/</link>
		<comments>http://www.californiaisbeautiful.com/2011/11/08/home-valuation-code-of-conduct/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 22:08:05 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[home valuation code of conduct]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=474</guid>
		<description><![CDATA[Home Valuation Code of Conduct]]></description>
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		<title>Appraisal Reviews by the IVPI</title>
		<link>http://www.californiaisbeautiful.com/2011/11/08/appraisal-reviews-by-the-ivpi/</link>
		<comments>http://www.californiaisbeautiful.com/2011/11/08/appraisal-reviews-by-the-ivpi/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 21:59:42 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Mortgage]]></category>
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		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[home valuation code of conduct]]></category>
		<category><![CDATA[HVCC]]></category>
		<category><![CDATA[Independent Valuation Protection Institute]]></category>
		<category><![CDATA[IVPI]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=471</guid>
		<description><![CDATA[The Independent Valuation Protection Institute is to be established to maintain the integrity of HVCC (Home Valuation Code of Conduct) by monitoring and studying federal and state laws and regulations as well as market practices and standards. The Independent Valuation Protection Institute is to be headed by a Board of Directors. The Board is to consist ...]]></description>
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		<title>Late Stage Mortgage Rejections: Some Remedies</title>
		<link>http://www.californiaisbeautiful.com/2011/11/08/late-stage-mortgage-rejections-some-remedies/</link>
		<comments>http://www.californiaisbeautiful.com/2011/11/08/late-stage-mortgage-rejections-some-remedies/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 21:55:57 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Escrow]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal appeal]]></category>
		<category><![CDATA[appraisal management companies]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[gift equity]]></category>
		<category><![CDATA[home valuation code of conduct]]></category>
		<category><![CDATA[HVCC]]></category>
		<category><![CDATA[Independent Valuation Protection Institute]]></category>
		<category><![CDATA[IVPI]]></category>
		<category><![CDATA[late-stage mortgage rejection]]></category>
		<category><![CDATA[sale to family member]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=469</guid>
		<description><![CDATA[Article provided courtesy of The Mortgage Professor. Part Three of Three.  You can read Part One Here and Part Two Here. Previous articles in this series described an epidemic of late-stage mortgage loan rejections that impose high costs on consumers.  These rejections can be traced in good part to a decline in the quality of appraisals, ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Late Stage Mortgage Rejections and the Quality of Appraisals</title>
		<link>http://www.californiaisbeautiful.com/2011/11/08/late-stage-mortgage-rejections-and-the-quality-of-appraisals/</link>
		<comments>http://www.californiaisbeautiful.com/2011/11/08/late-stage-mortgage-rejections-and-the-quality-of-appraisals/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 21:46:15 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[affiliated business relationship]]></category>
		<category><![CDATA[AMC]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[appraisal management companies]]></category>
		<category><![CDATA[comparables]]></category>
		<category><![CDATA[comps]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure sales]]></category>
		<category><![CDATA[home valuation code of conduct]]></category>
		<category><![CDATA[HVCC]]></category>
		<category><![CDATA[late-stage mortgage rejection]]></category>
		<category><![CDATA[low appraisal]]></category>
		<category><![CDATA[mortgage lender]]></category>
		<category><![CDATA[mortgage rejection]]></category>
		<category><![CDATA[recent sale prices]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=467</guid>
		<description><![CDATA[Article provided courtesy of The Mortgage Professor. Part Two of Three Articles.  You can find Part One Here. The first article of this series described an epidemic of late-stage mortgage loan rejections. These rejections are very costly to consumers because they occur after the payment of an appraisal fee, and in some cases after payment ...]]></description>
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