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	<title>Lori Frankfort, Broker Associate and Exclusive Buyer&#039;s Representative &#187; Buyer&#8217;s Toolkit</title>
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	<description>Los Angeles and surrounding Real Estate</description>
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		<title>Keeping Score: Credit Rating Tips for Home Buyers</title>
		<link>http://www.californiaisbeautiful.com/2012/02/27/keeping-score-credit-rating-tips-for-home-buyers/</link>
		<comments>http://www.californiaisbeautiful.com/2012/02/27/keeping-score-credit-rating-tips-for-home-buyers/#comments</comments>
		<pubDate>Mon, 27 Feb 2012 21:30:51 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
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		<category><![CDATA[FICO score explained]]></category>
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		<description><![CDATA[By JoAnn Sworan February 2012 In today&#8217;s lending environment, it&#8217;s more important than ever for Buyer&#8217;s Reps and their clients to address credit scores at the earliest opportunity.  As a rule, lenders are looking for FICO scores over 650 and the best interest rates are reserved for the buyers above 760.  Just one 30-day late ...]]></description>
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		<title>Frequently Asked Questions About the Down Payment</title>
		<link>http://www.californiaisbeautiful.com/2011/12/29/frequently-asked-questions-about-the-down-payment/</link>
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		<pubDate>Thu, 29 Dec 2011 19:50:23 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
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		<description><![CDATA[Article Courtesy of mtgprofessor.com December 5, 2011Q: What is the down payment? A: The down payment is the property value less the loan amount. It is not the same as the borrower&#8217;s cash outlay if some of that outlay is used for settlement costs. On a newly constructed home, the land value can be part ...]]></description>
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		<title>Real Estate Commissions</title>
		<link>http://www.californiaisbeautiful.com/2011/11/15/real-estate-commissions/</link>
		<comments>http://www.californiaisbeautiful.com/2011/11/15/real-estate-commissions/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 20:27:56 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Buyer's Toolkit]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[agent commission]]></category>
		<category><![CDATA[buyer's rep]]></category>
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		<category><![CDATA[who pays realtor fees]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=569</guid>
		<description><![CDATA[Information provided by rebac.net Real Estate Commissions Everyone deserves to be paid for valuable services they render to others, and real estate professionals are no different. But as a prospective home buyer, you’ll want to be sure you understand how compensation factors into your transaction. Common questions include: What is the standard compensation structure? For ...]]></description>
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		<title>Buyer Representation Agreement</title>
		<link>http://www.californiaisbeautiful.com/2011/11/15/buyer-representation-agreement/</link>
		<comments>http://www.californiaisbeautiful.com/2011/11/15/buyer-representation-agreement/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 20:13:33 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Buyer's Toolkit]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[accredited buyers representative]]></category>
		<category><![CDATA[agency agreement]]></category>
		<category><![CDATA[buyer representation agreement]]></category>
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		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=560</guid>
		<description><![CDATA[Information provided courtesy of Real Estate Buyer&#8217;s Agency Council (rebac.net). Lori Frankfort is an Accredited Buyer&#8217;s Representative (ABR). If you’ve started looking for a home—and a real estate professional to assist you—your buyer’s representative may ask you to sign a Buyer Representation Agreement. What is this form? Why should you sign it? A Buyer Representation ...]]></description>
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		<title>Moving Checklist</title>
		<link>http://www.californiaisbeautiful.com/2011/11/15/moving-checklist/</link>
		<comments>http://www.californiaisbeautiful.com/2011/11/15/moving-checklist/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 20:03:30 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyer's Toolkit]]></category>

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		<description><![CDATA[MovingChecklistMoving Checklist]]></description>
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