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	<title>Lori Frankfort, Broker Associate and Exclusive Buyer&#039;s Representative &#187; Foreclosure</title>
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		<title>The Fed on Fixing the Housing Market</title>
		<link>http://www.californiaisbeautiful.com/2012/02/27/the-fed-on-fixing-the-housing-market/</link>
		<comments>http://www.californiaisbeautiful.com/2012/02/27/the-fed-on-fixing-the-housing-market/#comments</comments>
		<pubDate>Mon, 27 Feb 2012 18:42:01 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Current Market Conditions]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[deed-in-lieu]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[HARP]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[PMI]]></category>
		<category><![CDATA[private mortgage insurance]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[The Fed]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=764</guid>
		<description><![CDATA[Article Courtesy of The Mortgage Professor February 18, 2012 In an important break from prior practice, Chairman Bernanke early in January delivered a staff document to both houses of Congress that called for important changes in housing policy. The major theme was that “continued weakness in the housing market poses a significant barrier to a ...]]></description>
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		<title>Why Housing Demand Defies Real Estate Fundamentals</title>
		<link>http://www.californiaisbeautiful.com/2012/02/18/why-housing-demand-defies-real-estate-fundamentals/</link>
		<comments>http://www.californiaisbeautiful.com/2012/02/18/why-housing-demand-defies-real-estate-fundamentals/#comments</comments>
		<pubDate>Sat, 18 Feb 2012 21:13:21 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Current Market Conditions]]></category>
		<category><![CDATA[Down Payment]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[First Time Buyers]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[buyer's market]]></category>
		<category><![CDATA[first time buyers]]></category>
		<category><![CDATA[housing supply]]></category>
		<category><![CDATA[mortgage rates low]]></category>
		<category><![CDATA[real estate bubble]]></category>
		<category><![CDATA[rental rates rising]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=732</guid>
		<description><![CDATA[By Diana Olick, CNBC.com Anyone with any cash in hand should be buying a house right now. By Justin Sullivan, Getty Images That&#8217;s what any real estate agent will tell you, obviously, but that&#8217;s also what many investors now believe. Unfortunately, the potential home-buying public … isn&#8217;t buying it. January&#8217;s consumer confidence report found a ...]]></description>
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		<title>California Attorney General Returns to Robo-Talks</title>
		<link>http://www.californiaisbeautiful.com/2012/02/07/california-attorney-general-returns-to-robo-talks/</link>
		<comments>http://www.californiaisbeautiful.com/2012/02/07/california-attorney-general-returns-to-robo-talks/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 17:47:35 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[ally financial robo-signing]]></category>
		<category><![CDATA[b of a robo-signing]]></category>
		<category><![CDATA[bank of america robo-signing]]></category>
		<category><![CDATA[california attorney general]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[chase robo-signing]]></category>
		<category><![CDATA[citigroup robo-signing]]></category>
		<category><![CDATA[robo-signing]]></category>
		<category><![CDATA[wells fargo robo-signing]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=716</guid>
		<description><![CDATA[Article Courtesy of NationalMortgageNews.com February 7, 2012  The California Attorney General has returned to the &#8216;robo-signing&#8217; talks after a four-month absence to possibly take part in a multi-state settlement with the nation&#8217;s largest residential servicers, according to combined press reports early Monday morning. The New York Times reported that California&#8217;s addition to the negotiations could ...]]></description>
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		<title>New Anti-Deficiency Legislation</title>
		<link>http://www.californiaisbeautiful.com/2012/01/26/new-anti-deficiency-legislation/</link>
		<comments>http://www.californiaisbeautiful.com/2012/01/26/new-anti-deficiency-legislation/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:28:41 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[anti-deficiency]]></category>
		<category><![CDATA[mortgage deficiency]]></category>
		<category><![CDATA[mortgage upside down]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=699</guid>
		<description><![CDATA[anti-deficiency]]></description>
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		<title>Bank of America developing Foreclosure Rental Programs</title>
		<link>http://www.californiaisbeautiful.com/2011/12/29/bank-of-america-developing-foreclosure-rental-programs/</link>
		<comments>http://www.californiaisbeautiful.com/2011/12/29/bank-of-america-developing-foreclosure-rental-programs/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 18:56:13 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Rentals]]></category>
		<category><![CDATA[b of a]]></category>
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		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[Carrington Mortgage Holdings]]></category>
		<category><![CDATA[deed-for-lease]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[federal housing finance agency]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[leasing back property]]></category>
		<category><![CDATA[rent a foreclosure]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=654</guid>
		<description><![CDATA[Friday, December 9th, 2011, 3:35 pm  Article Courtesy of housingwire.com Written by Jon Prior Bank of America is looking at a new program to rent a home back to the borrower after foreclosure. &#8220;There are programs that we are quite interested in,&#8221; said Ron Sturzenegger, who leads the bank&#8217;s legacy asset servicing division, in an ...]]></description>
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		<title>Late Stage Mortgage Rejections and the Quality of Appraisals</title>
		<link>http://www.californiaisbeautiful.com/2011/11/08/late-stage-mortgage-rejections-and-the-quality-of-appraisals/</link>
		<comments>http://www.californiaisbeautiful.com/2011/11/08/late-stage-mortgage-rejections-and-the-quality-of-appraisals/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 21:46:15 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[affiliated business relationship]]></category>
		<category><![CDATA[AMC]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[appraisal management companies]]></category>
		<category><![CDATA[comparables]]></category>
		<category><![CDATA[comps]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure sales]]></category>
		<category><![CDATA[home valuation code of conduct]]></category>
		<category><![CDATA[HVCC]]></category>
		<category><![CDATA[late-stage mortgage rejection]]></category>
		<category><![CDATA[low appraisal]]></category>
		<category><![CDATA[mortgage lender]]></category>
		<category><![CDATA[mortgage rejection]]></category>
		<category><![CDATA[recent sale prices]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=467</guid>
		<description><![CDATA[Article provided courtesy of The Mortgage Professor. Part Two of Three Articles.  You can find Part One Here. The first article of this series described an epidemic of late-stage mortgage loan rejections. These rejections are very costly to consumers because they occur after the payment of an appraisal fee, and in some cases after payment ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is the U.S. Becoming A Rentership Society?</title>
		<link>http://www.californiaisbeautiful.com/2011/11/02/is-the-u-s-becoming-a-rentership-society/</link>
		<comments>http://www.californiaisbeautiful.com/2011/11/02/is-the-u-s-becoming-a-rentership-society/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 18:08:35 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Rentals]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Home Ownership]]></category>
		<category><![CDATA[Homeownership]]></category>
		<category><![CDATA[liquidated houses]]></category>
		<category><![CDATA[Morgan Stanley]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=189</guid>
		<description><![CDATA[October 31, 2011 By Robert Freedman, Senior Editor, REALTOR® Magazine Well, there’s at least one big Wall Street banker that’s betting on the United States becoming a “rentership” society: Morgan Stanley. The company released a report just a few weeks ago saying now is a great time for institutional investors to snap up distressed single-family ...]]></description>
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