<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Lori Frankfort, Broker Associate and Exclusive Buyer&#039;s Representative &#187; Mortgage</title>
	<atom:link href="http://www.californiaisbeautiful.com/category/mortgage/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.californiaisbeautiful.com</link>
	<description>Los Angeles and surrounding Real Estate</description>
	<lastBuildDate>Mon, 14 May 2012 19:26:27 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.2</generator>
		<item>
		<title>Home Prices Rise in Half of U.S. Cities as Markets Stabilize</title>
		<link>http://www.californiaisbeautiful.com/2012/05/14/home-prices-rise-in-half-of-u-s-cities-as-markets-stabilize/</link>
		<comments>http://www.californiaisbeautiful.com/2012/05/14/home-prices-rise-in-half-of-u-s-cities-as-markets-stabilize/#comments</comments>
		<pubDate>Mon, 14 May 2012 18:50:02 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Current Market Conditions]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=1047</guid>
		<description><![CDATA[Home Prices Rise in Half of U.S. Cities as Markets Stabilize By Prashant Gopal -May 9, 2012 9:13 AM PT Prices for single-family homes climbed in half of U.S. cities in the first quarter as real estate markets stabilized. The median sales price increased from a year earlier in 74 of 146 metropolitan areas measured, ...]]></description>
		<wfw:commentRss>http://www.californiaisbeautiful.com/2012/05/14/home-prices-rise-in-half-of-u-s-cities-as-markets-stabilize/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rates for Week of May 7, 2012</title>
		<link>http://www.californiaisbeautiful.com/2012/05/08/mortgage-rates-for-week-of-may-7-2012/</link>
		<comments>http://www.californiaisbeautiful.com/2012/05/08/mortgage-rates-for-week-of-may-7-2012/#comments</comments>
		<pubDate>Tue, 08 May 2012 18:53:23 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Economic Updates]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[current mortgage rates]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=1025</guid>
		<description><![CDATA[Mortgage Rates for the week of May 7, 2012 Provided Courtesy of Mark Cohen, Cohen Financial Group 310-777-5401  Loan Type Points Maximum Rate Payment Per $1.000* APR 30 Yr. Fixed 15 Yr. Fixed 5/1 ARM 7/1 ARM 10/1 ARM 1 1 1 1 1 $417,000 3.500% 2.750% 2.375% 2.750% 3.125% $4.49 $6.79 $3.89 $4.08 $4.28 ...]]></description>
		<wfw:commentRss>http://www.californiaisbeautiful.com/2012/05/08/mortgage-rates-for-week-of-may-7-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Take a 15-Year Mortgage Term If You Can Afford the Payment</title>
		<link>http://www.californiaisbeautiful.com/2012/05/08/take-a-15-year-mortgage-term-if-you-can-afford-the-payment/</link>
		<comments>http://www.californiaisbeautiful.com/2012/05/08/take-a-15-year-mortgage-term-if-you-can-afford-the-payment/#comments</comments>
		<pubDate>Tue, 08 May 2012 17:36:26 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[15-year mortgage]]></category>
		<category><![CDATA[30-year mortgage]]></category>
		<category><![CDATA[break even return]]></category>
		<category><![CDATA[cash flow savings]]></category>
		<category><![CDATA[mortgage borrower]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[reinvestment]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=1013</guid>
		<description><![CDATA[Take a 15-Year Term If You Can Afford the Payment May 4, 2012 Article Provided Courtesy of The Mortgage Professor  The Case For the 15-Year Mortgage The case has never been stronger because, in the post-crisis market, the rate advantage over the 30-year has never been larger. The rate advantage is about .875%, whereas prior ...]]></description>
		<wfw:commentRss>http://www.californiaisbeautiful.com/2012/05/08/take-a-15-year-mortgage-term-if-you-can-afford-the-payment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Guidelines for Collection Accounts</title>
		<link>http://www.californiaisbeautiful.com/2012/04/30/fha-guidelines-for-collection-accounts/</link>
		<comments>http://www.californiaisbeautiful.com/2012/04/30/fha-guidelines-for-collection-accounts/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 19:09:27 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=998</guid>
		<description><![CDATA[FHA Guidelines for Collection Accounts Information Provided by U.S. Settlement Group FHA guidelines now require the borrower who has $1,000 or more in collection accounts to be paid off in order to qualify for a FHA loan.  We can help your client&#8217;s save money by negotiating and settling their collection accounts.  In most cases we ...]]></description>
		<wfw:commentRss>http://www.californiaisbeautiful.com/2012/04/30/fha-guidelines-for-collection-accounts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pricing Mortgages On-Line In Order to Shop Off-Line</title>
		<link>http://www.californiaisbeautiful.com/2012/04/05/pricing-mortgages-on-line-in-order-to-shop-off-line/</link>
		<comments>http://www.californiaisbeautiful.com/2012/04/05/pricing-mortgages-on-line-in-order-to-shop-off-line/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 20:14:05 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Down Payment]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=967</guid>
		<description><![CDATA[Provided Courtesy of The Mortgage Professor April 4, 2012Many potential mortgage borrowers spend time on mortgage web sites in preparation for shopping off-line. Many come to my site to see if they will qualify, to decide what kind of mortgage best meets their needs, and whether they want to buy down the rate by paying ...]]></description>
		<wfw:commentRss>http://www.californiaisbeautiful.com/2012/04/05/pricing-mortgages-on-line-in-order-to-shop-off-line/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rates for the week of March 26, 2012</title>
		<link>http://www.californiaisbeautiful.com/2012/04/05/mortgage-rates-for-the-week-of-march-26-2012/</link>
		<comments>http://www.californiaisbeautiful.com/2012/04/05/mortgage-rates-for-the-week-of-march-26-2012/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 19:13:35 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Down Payment]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=956</guid>
		<description><![CDATA[Mortgage Rates for the week of March 26, 2012 Provided Courtesy of Mark Cohen ph. 310-777-5401 • fax 310-777-5410 • markcohen@cohenfinancialgroup.com • www.cohenfinancialgroup.com]]></description>
		<wfw:commentRss>http://www.californiaisbeautiful.com/2012/04/05/mortgage-rates-for-the-week-of-march-26-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Shopping For a Mortgage on Multi-Lender Web Sites</title>
		<link>http://www.californiaisbeautiful.com/2012/03/21/shopping-for-a-mortgage-on-multi-lender-web-sites/</link>
		<comments>http://www.californiaisbeautiful.com/2012/03/21/shopping-for-a-mortgage-on-multi-lender-web-sites/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 17:20:20 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[First Time Buyers]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[lending tree]]></category>
		<category><![CDATA[mortgage shopping]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=947</guid>
		<description><![CDATA[March 18, 2012 Article Provided Courtesy of The Mortgage Professor  From the beginning, the basic promise of multi-lender internet-based sites was that they would provide one-stop shopping. With my colleague Jack Pritchard, I recently examined 13 major mortgage web sites to see how well this promise has been fulfilled. We found that many sites are ...]]></description>
		<wfw:commentRss>http://www.californiaisbeautiful.com/2012/03/21/shopping-for-a-mortgage-on-multi-lender-web-sites/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>B of A to Offer Principal Reductions of More than $100K</title>
		<link>http://www.californiaisbeautiful.com/2012/03/21/b-of-a-to-offer-principal-reductions-of-more-than-100k/</link>
		<comments>http://www.californiaisbeautiful.com/2012/03/21/b-of-a-to-offer-principal-reductions-of-more-than-100k/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 17:06:57 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Current Market Conditions]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[b of a]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[BofA]]></category>
		<category><![CDATA[Countrywide]]></category>
		<category><![CDATA[loan-to-value ratio]]></category>
		<category><![CDATA[principal reduction]]></category>
		<category><![CDATA[underwater]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=938</guid>
		<description><![CDATA[03/12/2012 By: Krista Franks Brock Some Bank of America borrowers may be in for principal reductions in amounts exceeding $100,000, according to the latest developments in the settlement the bank and four other large servicers made with state and federal regulators. Of the five servicers participating in the settlement, BofA is set to pay the ...]]></description>
		<wfw:commentRss>http://www.californiaisbeautiful.com/2012/03/21/b-of-a-to-offer-principal-reductions-of-more-than-100k/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keeping Score: Credit Rating Tips for Home Buyers</title>
		<link>http://www.californiaisbeautiful.com/2012/02/27/keeping-score-credit-rating-tips-for-home-buyers/</link>
		<comments>http://www.californiaisbeautiful.com/2012/02/27/keeping-score-credit-rating-tips-for-home-buyers/#comments</comments>
		<pubDate>Mon, 27 Feb 2012 21:30:51 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Buyer's Toolkit]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[annualcreditreport.com]]></category>
		<category><![CDATA[credit score components]]></category>
		<category><![CDATA[credit utilization]]></category>
		<category><![CDATA[creditkeeper.com]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO score explained]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[free credit score]]></category>
		<category><![CDATA[hard inquiry]]></category>
		<category><![CDATA[identityguard.com]]></category>
		<category><![CDATA[soft inquiry]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=786</guid>
		<description><![CDATA[By JoAnn Sworan February 2012 In today&#8217;s lending environment, it&#8217;s more important than ever for Buyer&#8217;s Reps and their clients to address credit scores at the earliest opportunity.  As a rule, lenders are looking for FICO scores over 650 and the best interest rates are reserved for the buyers above 760.  Just one 30-day late ...]]></description>
		<wfw:commentRss>http://www.californiaisbeautiful.com/2012/02/27/keeping-score-credit-rating-tips-for-home-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Fed on Fixing the Housing Market</title>
		<link>http://www.californiaisbeautiful.com/2012/02/27/the-fed-on-fixing-the-housing-market/</link>
		<comments>http://www.californiaisbeautiful.com/2012/02/27/the-fed-on-fixing-the-housing-market/#comments</comments>
		<pubDate>Mon, 27 Feb 2012 18:42:01 +0000</pubDate>
		<dc:creator>Lori Frankfort</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Current Market Conditions]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[deed-in-lieu]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[HARP]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[PMI]]></category>
		<category><![CDATA[private mortgage insurance]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[The Fed]]></category>

		<guid isPermaLink="false">http://www.californiaisbeautiful.com/?p=764</guid>
		<description><![CDATA[Article Courtesy of The Mortgage Professor February 18, 2012 In an important break from prior practice, Chairman Bernanke early in January delivered a staff document to both houses of Congress that called for important changes in housing policy. The major theme was that “continued weakness in the housing market poses a significant barrier to a ...]]></description>
		<wfw:commentRss>http://www.californiaisbeautiful.com/2012/02/27/the-fed-on-fixing-the-housing-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

